{"id":358,"date":"2021-12-20T18:42:00","date_gmt":"2021-12-20T18:42:00","guid":{"rendered":"https:\/\/www.northjacksonvillecompletedentistry.com\/blog\/?p=358"},"modified":"2022-01-25T20:18:48","modified_gmt":"2022-01-25T20:18:48","slug":"will-dental-insurance-cover-dental-emergency","status":"publish","type":"post","link":"https:\/\/www.northjacksonvillecompletedentistry.com\/blog\/will-dental-insurance-cover-dental-emergency\/","title":{"rendered":"Will My Insurance Cover a Dental Emergency?"},"content":{"rendered":"\n<div class=\"wp-block-image\"><figure class=\"alignleft size-medium\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"200\" src=\"https:\/\/www.northjacksonvillecompletedentistry.com\/blog\/wp-content\/uploads\/2022\/01\/AdobeStock_104902833__1570643334_49884-300x200.jpg\" alt=\"woman with a dental emergency talking to her dentist \" class=\"wp-image-359\" srcset=\"https:\/\/www.northjacksonvillecompletedentistry.com\/blog\/wp-content\/uploads\/2022\/01\/AdobeStock_104902833__1570643334_49884-300x200.jpg 300w, https:\/\/www.northjacksonvillecompletedentistry.com\/blog\/wp-content\/uploads\/2022\/01\/AdobeStock_104902833__1570643334_49884-768x512.jpg 768w, https:\/\/www.northjacksonvillecompletedentistry.com\/blog\/wp-content\/uploads\/2022\/01\/AdobeStock_104902833__1570643334_49884.jpg 800w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/figure><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Even if you take great care of your teeth, there\u2019s still a chance that a <a href=\"https:\/\/www.northjacksonvillecompletedentistry.com\/emergency-dentistry.html\">dental emergency<\/a> could suddenly strike and bring the rest of your day\u2019s plans to a screeching halt. In the frantic rush of calling your dentist and getting to their office as soon as possible, you might not even consider the cost of your treatment until you\u2019re sitting in the treatment room. Stressing about money is the last thing you need to do in a dental emergency. Chances are that if you have dental insurance, your care will be partially covered. Keep reading to learn how much! &nbsp;<\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\">But First, What Counts as a Dental Emergency?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">There are countless possible dental emergencies, but they all have one thing in common: a problem in the mouth that needs urgent treatment. More often than not, they\u2019re also painful. However, it can be difficult to tell when you have a \u201creal\u201d emergency on your hands. While a knocked-out tooth is obviously urgent, some situations aren\u2019t so clear.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">As a rule of thumb, you should call an emergency dentist as soon as you experience oral discomfort that distracts you from your ordinary activities or thoughts. The problem might get worse without treatment.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Are Dental Emergencies Covered by Dental Insurance?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Although every <a href=\"https:\/\/www.northjacksonvillecompletedentistry.com\/insurance-and-payments.html\">dental insurance<\/a> plan is different, most of them follow a similar framework in terms of which services qualify for coverage. This is called the 100-80-50 model, which looks like this:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Preventive care, including cleanings and checkups, is 100% covered.<\/li><li>Basic treatments such as fillings are covered at 70-80%.<\/li><li>Major procedures like crowns and root canals are 40-50% covered.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">The degree to which your insurance will cover your care depends on the specific treatments required to repair your smile. Additionally, many dental insurance plans fully or mostly will cover one emergency exam per year if needed, which can bring down your total treatment costs. It\u2019s also important to consider whether you\u2019ve met your deductible for the year and how much coverage you have left on your annual maximum.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Other Ways to Save on Emergency Dental Care<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">You might be tempted to head to the closest emergency room for urgent dental care, but this could cost you precious time and money. ER doctors are generally not equipped to address specific dental issues, while dentists are. Calling your dentist first thing can help you get the specialized care you need right away. Also, the ER won\u2019t accept your dental insurance benefits, while your dentist will.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In addition to dental insurance, many dentists offer in-house financing through companies like CareCredit. These payment plans often come at little to no interest, helping you comfortably fit the price of your care into your budget.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">When a dental emergency occurs, your sole focus should be on getting the care you need. Don\u2019t let worries about treatment costs deter you. Your dentist\u2019s team is there to make repairing your smile easy and affordable!&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">About the Practice<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">At North Jacksonville Complete Dentistry, we provide same-day care for patients experiencing dental emergencies. We\u2019ll also file your dental insurance claims as a courtesy to you, and we\u2019re in-network providers for many of the leading plans, including <a href=\"https:\/\/www.northjacksonvillecompletedentistry.com\/delta-dental-insurance.html\">Delta Dental<\/a> and <a href=\"https:\/\/www.northjacksonvillecompletedentistry.com\/cigna-dental-insurance.html\">Cigna<\/a>. If you have questions or need urgent dental care, you can reach us through our&nbsp;<a href=\"https:\/\/www.northjacksonvillecompletedentistry.com\/contact-us.html\">website<\/a>&nbsp;and by calling us at (904) 751-4958.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Even if you take great care of your teeth, there\u2019s still a chance that a dental emergency could suddenly strike and bring the rest of your day\u2019s plans to a screeching halt. In the frantic rush of calling your dentist and getting to their office as soon as possible, you might not even consider the [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-358","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Will My Dental Insurance Cover a Dental Emergency? | NJCD<\/title>\n<meta name=\"description\" content=\"Dental emergencies are stressful enough without worrying about treatment costs. Find out if your dental insurance will cover an urgent visit!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.northjacksonvillecompletedentistry.com\/blog\/will-dental-insurance-cover-dental-emergency\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Will My Dental Insurance Cover a Dental Emergency? | NJCD\" \/>\n<meta property=\"og:description\" content=\"Dental emergencies are stressful enough without worrying about treatment costs. 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